With comprehensive car insurance, windshield replacement claims may be covered if they are not classified as an at-fault accident. However, you may have to pay a deductible. Here's the scoop on how the major insurance providers handle windshield replacement claims.
Customers who have comprehensive coverage from GEICO can get windshield repair service with no out-of-pocket expenses, but windshield replacement is usually subject to a deductible, depending on what state you live in. To learn more, visit https://www.geico.com/claims/glass-claims-guide/.
Allstate may help pay to repair or replace your windshield with comprehensive coverage. They also offer a full glass coverage, which may also help protect against the cost of replacing a windshield. To learn more, visit https://www.allstate.com/tr/car-insurance/windshield-damage.aspx.
With Nationwide, your comprehensive or other-than-collision coverage may apply, depending upon the facts. A closer look at Nationwide's coverage information does little to reveal what exactly those facts might be, stating, "Each claim is handled on the basis of its individual facts and circumstances, in accordance with policy language, including applicable exclusions, conditions and limitations, as well as applicable controlling law." It would probably be best to speak to a Nationwide agent for clear answers. To learn more, visit https://www.nationwide.com/personal/insurance/claims/auto/pages/windshield-repair.
State Farm's website states that they cover windshield replacements, depending on the extent of the damage, however, this does not mean you do not have to worry about out-of-pocket expenses, because the site also states, "our deductible may apply." Again, it would probably be best to speak to a State Farm agent for clear answers. To learn more, visit https://www.statefarm.com/claims/claims-help/auto/windshield-repair.
We specialize in windshield replacement.
Check with your insurance provider to determine your out-of-pocket expenses for windshield replacement, including rate increases after making a claim. If your windshield needs to be replaced, we will be happy to help you set up your claim. Our insurance specialists will contact your insurance company with you to help you file your claim. Just have your proof of insurance available, and we will take it from there. It's as simple as that! No worries, no hassle. Call (248) 649-3109 or visit our Insurance Claims Assistance page for assistance.